Achieve home ownership years sooner
Global Impact. Responsible Money™
Banking and Mortgages fast-tracking under-40s from the rental cycle into home ownership.
Q1 2026 we launch our new products in the USA market, followed by Europe.
Our new website is coming soon!!
For announcements and more information, follow:
our LinkedIn account; and
our Founder, David Mann.
Statistically, under 35’s are the safest niche to lend to - the most conservative behaviors
75% of young people rent for 5 to 10 years and pay their landlord’s mortgage, on-time!
Credit and rating models state, if you don’t have savings you are a bad credit risk. RMBS bonds are loaded by 5% for first-time home buyer RISK.
Ill-informed and NOT what the data supports.
The opportunity cost of savings is renting, and on-time rent payments is a valid credit measure.
Our Innovations - Credit Tech & New Products
ZoomiCredit operates a superior, deep risk profile via technology capturing >1,000% more data - hundreds more data inputs compared to traditional bank credit systems.
ML/AI and deeper analysis of between 5 and 10 years data, allows us to profile “superprime” borrowers and create safer, better profiled mortgage pools for global RMBS investment markets - lower default risk and higher yields for investors.
Under 35’s are incorrectly perceived as high risk. ZoomiMoney understands the actual low-risk associated with lending to GenZ and Millennials. Therefore, we can offer better featured and tailored mortgages at prime rates - available now without having to needlessly wait another 10 years.
Our risk profiling includes deeper KYC/AML data analysis and demographic profiling for superior regtech compliance.
Bank Partnerships Welcome
ZoomiMoney provides end-to-end, consumer to investment market financial product solutions.
We profile and actuarially cost risk per loan to create credit enhanced mortgage bonds that enable us to fund our uniquely featured products. Interested in ZoomiCredit’s tech or ZoomiMoney’s financial products?
Reach out to start a discussion on how you could offer these products to existing customers, or attract a younger niche with unique products that are specifically designed to help them develop greater wealth and assets years sooner.
Under 35 with 2% in savings & 2 years on-time rental history?
If you have a solid rental history, employment and savings, contact us to see what’s possible now, not years from now! We take all factors into account so our credit assessment provides superior risk profiling to qualify you for a mortgage to buy your own home up to 7 years earlier, and at prime lending rates.